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Single-User License terms:
The publication you are about to download is for the sole use of the individual recipient unless otherwise expressly permitted by a multi-user license agreement. All WD Partners publications are protected by copyright. It is illegal under federal law to make copies or faxes or to electronically reproduce the attached publication via e-mail, PDF or intranet without permission. You may not make copies from your electronic version of this publication, even for internal use within your own company. Violators risk criminal penalties and $150,000 in damages per work. Please contact our Client Services department at 888-335-0014 to request reprints, inquire about permission to make copies or to upgrade to a multi-user license agreement for rights of reproduction.

Multi-User License terms:
This publication is for the sole use of the Purchaser’s Company as permitted by a multi-user license agreement. All WD Partners publications are protected by copyright. It is illegal under federal law to make copies or faxes or to electronically reproduce this publication via e-mail, PDF or intranet outside of the Purchaser’s Company. Violators risk criminal penalties and $150,000 in damages per work. REPRINTS AND SHARING OF THIS PRINTED PUBLICATION WITHIN THE PURCHASER’S OWN COMPANY IS PERMITTED UNDER MULTI-USER LICENSE AGREEMENT.

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WD Partners, Inc. makes every effort to ensure the accuracy of the information published in WD Partners research publications. WD Partners, Inc. uses only those sources it determines are accurate and reliable, but no guaranty or warranty with regard to the information is made or implied. Information is subject to change.